that is our job the chamber of commerce. when people come here, they see an attractive quality of life. they see companies that are growing and expanding and they want to be part of that. >> 10% is the current unemployed rate in charlotte. the next call for bob morgan comes from smithtown, n.y.. ryan, go ahead. caller: yes, mr. morgan, i was wondering if you had contingency plans for what charlotte would do wells fargo and bank of america run into more trouble because they are extremely leveraged. i think now would be the time, since republicans like to talk about? so much, now would be a good time to talk -- debt so much, now would be a good time that if you head derivatives to global corporate and individual that, that is sitting on $60 showing of gdp. -- $60 trillion of global gdp. guest: that is not a figure that i am familiar with. bank of america, wells fargo, and they bring more wealth into our economy than any other. very little gets done without the financial services industry taking a lead role to make good things